Basic Estate Planning: Life Insurance
when debt is high, when assets are low, and when our children are too young to care for themselves. ... breadwinner/caretaker. For most, life insurance is the only way to provide security for our loved ones in the event of ... our death. Even if the deceased has no dependents, liquidity is needed upon one's death. Cash to ...
Basic Estate Planning: Medicare and Medigap
a Medigap Policy to compare the two policies. Also, managed care plans through an HMO are a substitute for ... need for two Medigap policies, a managed health plan (HMO) and a Medigap policy, or one Medigap policy ...
Soil Carbon Sequestration—Fundamentals
accomplished by management systems that add high amounts of biomass to the soil, cause minimal soil ... matter has been lost from our cropland mainly through plowing, which makes soil more likely to erode. ... unnecessary on most soils. We know from historic agricultural research plots at the University of Illinois and ...
Dollar Spot on Turfgrass
resting bodies called stomata, which may live for long periods on grass clippings, in thatch, or in soil ... temperatures exceed 90 degrees F. Turfgrass growing under dry soil conditions is more susceptible than when ... adequate soil moisture is provided. Damage is usually more severe if there is a deficiency of nitrogen. ...
Interpreting Manure Sample Test Results
agcrops.osu.edu/publications/tri-state-fertility-guide-corn-soybean-wheat-and-alfalfa. Ag Crops and Livestock manure management soil test nutrients nitrogen manure test potassium ... fertilizer. Crop nutrient needs can be determined from the Tri-State Fertilizer Recommendations, available ... potassium and other nutrients in the field. Additionally, the soil’s cation exchange capacity (CEC) will be ...
Norovirus: A Different Type of Foodborne Illness
completely eliminate microbial contamination, it helps to remove soil or waxes where organisms may be ...
Ambrosia Coloration in Maple Trees
red color and easy machining. Management of Ambrosia in Maple Most landowners do not want insect ... Active forest management can help reduce these stressors. However, insect populations can reach levels ... that result in attacks on even well-managed stands of healthy trees. In conversations with a number of ...
How to contribute to the GRAIN C.A.R.T. project!
talent to improve our outreach education programs. The Grain CART program is successful because of ...
Basic Estate Planning: Costs Involved in Transferring Property
firstname.lastname@example.org. Business and Land Ownership Community Family and Youth Farm Management basic estate planning ...
Billbugs in Turfgrass
Recent research shows that adults become active when the soil surface temperature approaches 65 to 68°F. ... crevices in the soil, worm holes, and in leaf litter near turf. The hibernating adults become active in ... late-April to mid-May when the soil surface temperatures rise above 60°F. The adults wander in search of ...